DocCheck· Credit deskFOIR, DSCR and eligibility, computed from the borrower's own papers.
Upload bank statements, BTO, balance sheet, financials, ITR, GSTR, bills and EMI schedules. DocCheck reads every page, derives the ratios, reconciles turnover and returns a funding recommendation.
- 01Tag each financial paper you upload
- 02Add the proposed loan amount, tenure and rate
- 03Ratios computed from the documents
- 04FOIR, DSCR, eligibility and credit remark
Financial documents
Upload as many files as needed — bank statements, BTO, balance sheet, financials, ITR, GSTR, bills, invoices and EMI schedules. Every attached file is sent for analysis.
Bank statement deep analysis
Upload 12–24 months of statements. DocCheck reads every narration, removes self transfers, circular and contra entries, splits real income vs expenses, tracks FD/RD, investments, gold, EMIs, loans, refunds and asset purchases, computes BTO and predicts the customer's income.
Bank statements
No application file, page, word or character cap — long 300–700 page statements and multiple accounts or banks are accepted.
Investment & asset proofs
FD / RD receipts, gold purchase bills, land purchase receipts, stock & mutual fund statements. Every attached proof is used to corroborate statement narrations.
CAM review
Secured business loan · Shriram Finance policy V2 (20 Jan 2026) · every Excel sheet